Home
About Us
Apply Now!
Products
Services
Partner
Messageboard
Merchant Resources
Glossary
FAQ
Contact Us
 
Merchant Services Overview

Why should you use our processing options?
  • Reps with Industry Experience
  • Meet or beat most rates
  • No "Minimum Time" contract
  • No termination/cancellation fee
  • Online Merchant Services
  • Retail Merchant Services
  • MOTO (Mail Order/Telephone Order) Merchant Services
merchant services -  information - overview

Merchant Services - why you need to accept electronic payments.

Why open a merchant services account?

It's a fact that businesses that accept credit/debit/checks have larger average tickets and greater annual revenue than businesses that don't. The more forms of payment your business accepts, the easier it is for your customers to give you money.

Three main factors determine how much you'll pay for merchant services:

  • The nature of your business (your industry type)
  • The business's (and/or the business owner's) credit history
  • The amount of liability your merchant account provider is willing to assume for representing you to a clearinghouse.

With our merchant account options, you can process both credit cards and online/offline debit cards. An online debit card, such as an ATM card, requires your customer to enter a personal identification number (PIN) in a PIN pad at the time of the sale.  Along with credit card processing services, these options allow authorization and deposit for most major debit cards.  An offline debit card, such as a Check Card, does not require your customer to enter a PIN. Many times these check cards are issued by your bank to automatically pull funds. To accept an offline debit card, you handle it just like a credit card.

We feature these types of processing options

Option 1: Standard Merchant Services for Credit Cards/Checks/Gift Cards and ATM Machine placement.
Our rates are among the lowest in the industry and 98% of applicants are approved.  Allow the experienced service specialists to carefully walk you through the easy process of becoming an online, mail order or retail merchant accepting Credit Cards, Debit Cards, Gift Cards and Checks.  contact us to find out more.  

With our featured standard accounts you may use any of the following technology options to process your payments:

Primarily Online or Mail Order Merchants:
1. Web Payment Gateway 2. Payment Software
Use a Web Gateway combined with Virtual Terminal package to accept payments from your website or by logging into a Virtual Terminal for manual transactions (both options are included with one Web Gateway solution). Click here to find out more about our Web Gateway combined with Virtual Terminal options. You may use a payment processing software as well if you're more comfortable manually processing payments with a software installed on your Windows PC.  Click here to find out more about payment software for windows.

Retail/Swipe or Restaurant Merchants:
1. Standard Terminal Plan
(Terminal Purchase Required or you must own your own terminal - no monthly minimum)
2. FREE Terminal Placement
(Includes free Nurit 2085 Terminal placement)
Leasing:  Equipment Leasing is also available with no startup costs and free replacements.  Contact us for more information. Flexibility: Rates for this plan are as quoted. 
Flexibility: If you have a lower overall rate from another provider contact us and we'll attempt to adjust our rate and meet or beat the overall quote. Interchange Plus pricing is also available for this plan.  
Application Fee: None Application Fee: None
Setup Fee: None Setup Fee: None
Discount Rate: Visa/MC "Interchange Plus" discount rates available Discount Rate: Visa/MC "Interchange Plus" discount rates available
Per Transaction $0.23 cents per trans Per Transaction $0.23 cents per trans
Statement Fee: $7.99 per month Statement Fee: $7.99 per month
Online Reporting: Free (Included!) Online Reporting: Free (Included!)
Monthly Minimum: No Monthly Minimum: $15
What's a monthly minimum?
Contract: No Contract: No
Terminal: You may either use your existing terminal.  You may also use our most popular packages:  

1.  Nurit 2085 terminal &
printer combo ($149 or lease) 
2. Use any of our credit card processing hardware options.
3. use the PCCharge software to swipe cards using your Windows computer.

Terminal: Nurit 2085

Pre Apply: Pre-Apply for the Standard Terminal option. Pre Apply: Pre-Apply for the Free Terminal Placement option.
Retail/Restaurant Options: View more Retail/Restaurant Merchant Service Options.
 

Any Standard Retail/Restaurant or Online Merchant Looking to Accept Checks:
Use our check verification/guarantee services.

Retail/Restaurant Merchants Looking to offer Gift Cards to their customers:
Use our gift card design and processing services.

Option 2: Mobile Cell-phone or touch-tone processing:
If you're interested in a low cost touch-tone phone processing solution for cell-phones or landline phones with a small monthly fee and no yearly or annual fees click here for info on the Touch-Pay solution or the SOVAI solution (for merchants with existing online accounts).  This service is excellent for mobile, flea market, or tradeshow merchants as well as any merchant that's considered "small" and wants a real merchant account that's also priced reasonably.

Option 3: Wireless Terminal Services:
We feature two options for wireless swipe processing. The popular "Way Systems MTT" Cellphone/swipe combination, the Linkpoint 9100 solution, and the "Nurit 8000" portable terminal. With these options you're able to enjoy lower transaction percentages due to your customer's card being swiped while still having the freedom of a portable terminal. Click Here to find out more about both options. 

Option 4: High Risk and International Services:
Through our existing High Risk and International/Offshore Merchant processing relationships, Thompson Merchant Services can accommodate just about any merchant looking to accept electronic payments. Our High Risk/International processing partners can locate a bank that's willing to work with you whether you're a merchant that's not based in the US or are having a difficult time opening a standard account based on your business type. Click Here to find out more about our high risk or international/offshore services. 

Get Started or Ask Questions
Contact us if you have questions on any of our products or merchant services.

 

Thompson Merchant Services, Inc.
PO Box 9058, Savannah, GA 31412
Local Phone: 912-925-4880
Toll Free Phone: 800-298-9656
Email: info@thompsonmerchant.com

Thompson Merchant Services, Inc. is a registered ISO/MSP of Chase Paymentech.

merchant services overview - apply

Local:  (912) 925-4880
Toll-Free:  (800) 298-9656

Apply Today:
Online Pre-Application

merchant services overview - messageboard

Products/Service Messageboard